TOTAL BODY EXPERTS FINANCING

Get the equipment you want, on your terms

Flexible financing for home and commercial fitness equipment — with options for every credit profile and budget.

Secure application Decisions in minutes No hidden fees to apply Residential & commercial
Why Finance

Get your equipment now. Pay over time.

No large upfront cost

Keep your cash for other priorities and spread the cost of your equipment over time.

Fast, simple approval

Most applications are approved in minutes, entirely online.

Flexible terms

Choose the plan length and payment that fits your budget — residential or commercial.

Built for gyms and homes alike

Options for personal buyers and commercial accounts, including facility financing.

How It Works

Three steps to your new equipment

1

Pick your equipment

Browse our catalog or talk to a specialist to find the right machine for your goals.

2

Choose a financing partner

Compare Affirm, Synchrony, True Med, and Navitas to find your best rate and terms.

3

Get approved and check out

Complete a short application, get an instant decision, and finish checkout in minutes.

Financing Options

Choose the plan that fits

Buy now, pay over time

0% APR available

Split your purchase into simple monthly payments with no hidden fees. Check your rate in seconds without affecting your credit score.

  • Rates from 0–36% APR
  • Instant decision at checkout
  • No late fees, ever

The TBE Sport Credit Card

No interest if paid in full within 12 months

Apply for the Synchrony Sport Credit Card and use it across our site for future purchases, accessories, and service.

  • On purchases of $1,500+
  • Manage your account online
  • Reusable for future orders

Subject to credit approval. Minimum monthly payments required. See card terms for details.

Finance with HSA/FSA eligibility in mind

Great for rehab & recovery equipment

True Med helps qualifying purchases become HSA/FSA eligible while offering flexible payment plans for medically-relevant fitness equipment.

  • Potential HSA/FSA eligibility
  • Flexible payment plans
  • Great for rehab equipment
Commercial Only

Commercial equipment leasing & financing

Commercial accounts only

Navitas offers leasing and financing built for gyms, studios, multifamily properties, and commercial facilities outfitting a whole floor.

  • Leasing & loan options
  • Built for facilities & fleets
  • Dedicated commercial support

Still have questions?

Our team can help you pick the financing option that's right for your budget.